If you are unable to work, how you will pay for your mortgage, or go grocery shopping? If something happens, an accident or illness, where the money is going to care for your family? Your children? It is a fact that one in three people between the ages of 25 and 65 will suffer a disability lasting at least three months during the time of his career. Like any Financial Representative will tell you, disability insurance can protect your income and your lifestyle when such events occur. There are many false beliefs that disability other income related to alternatives is going to properly supplement their lost wages, and that you should not worry about this type of policy. Many believe that workers’ compensation is going to cover their lost income, but in reality, this benefit only covers your injury or illness if they have occurred at work. But what if you are in a car accident going to work? What will happen if you have complications due to pregnancy? Others feel that Social Security is going to cover the lost revenue. However, Social Security may take several months or years to begin receiving monetary benefits, and only going to provide the benefit if you are unable to work in any job, not just the work you have been trained and currently plays. As an example, if you have an accident that leaves him paralyzed from the waist down, you may not be able to work in construction, or drive more, but you certainly can work in the local mall for minimum wage.