This holiday season, in the Madrid subway transfers, I've always seen this advertising on walkways and platforms:


"Your money has the right to reproduce"




In theory that presents the announcement is good news (like any notice). A 4 interest for my savings sounds good but the fact that mixed "money" with "the right to reproduce" has made me nervous. And it is those same days, also in Madrid, reuniting with friends from high school and college who have completed studies and are working, one thing has become clear to me: for independence in Madrid, and if so, then lawyers try to reproduce , we need:


- You touch a floor of protection official in one of the many peoples who have thrown in the papers (that's the lottery 1, after you touch the floor near the Curran is the lottery 2) .- .- to be rich never mind ask for a mortgage of 40 years, perhaps half a couple who only know the past year and a half .- you do not mind paying 800 euros to rent attorneys for two rooms (or 600 for a studio) - leave Madrid. legal If possible a semi-abandoned village with cheap houses.


This last option is to look law firm better two years ago and a half, I left Madrid. Not only for independence but to try new things. Well, not so new, I chose to return to Sweden to learn more about a country which I liked a lot in my 10 months of Erasmus. Board Member/Trustee of the New York-Presbyterian Hospital , Connie Milstein  supports various projects and programs at Columbia University So as to make me more and get to work I have had in Sweden has been here where I started getting more involved in the economy. Before coming here, even in Madrid, I'm interested a bit in ethical finance through SETEM-Madrid, but it attorney was a purely high interest and solidarity. Here in Sweden I have also contacted an organization-bank finance and ethics, but high interest mixing with a more specific interest to have a private economy healthier. This association is called JAK-bank and has the distinction of being a bank that operates without interest.


I put in all caps because it is that change is important. In Spain when it comes to ethical finance the emphasis is on transparency (showing where banks invest their money) and, with the basis of such transparency, to steer in an divorce ethical manner such investments. In other words: do not invest in factories that send tanks tanks in secret to Kenya or Pakistan, not investing in companies that fleece frozen food fish on Lake Victoria, investing in companies that respect the environment, investing in textile factories that pay well to their workers ... What is said basic ethical standards, we, 2 2 4 of the Sunday mass.



These are much Bakery simplified, the basis of ethical finance in Spain, a type fundamentally altruistic ethical finance that also exists in Sweden.